There are just three main reasons that will limit you from receiving a rural development loan, a very high income which is generally not a common cause for many people, a home located in deep within the city which doesn’t affect many homes either and a very low credit score accompanied by lack of stable income which causes any people to miss out. It doesn’t have to be your first home, it can be a second or subsequent home but meeting the qualifications. Your choice. lf you qualify for this loan, it is actually the cheapest available home funding method for most Americans to avoid high interest charges and monthly installments, you can get your application underway if you are in need of a home. Happy stay in your new home.